Technology Traders has teamed up with ZipPay to let you fix now and pay later for your devices in need of urgent repair in store.
ZipPay is a safe, simple, and convenient payment option (powered by ZipMoney) allowing you to repair your devices immediately and give you flexibility to pay over time for your purchases.
Key features and benefits:
- Shop without a credit card
- Flexible repayments – pay weekly, fortnightly, or monthly
- Reusable shopping amount
- Easy sign-up via Facebook or PayPal
- Always interest-free
Learn about how you can buy now and pay later with ZipPay
- To create your ZipPay account, simply choose ZipPay at checkout or get pre-approved now.
- Subject to approval, this process takes only seconds after which you can complete your purchase and pay as it suits you!
- Once you’re approved for your ZipPay shopping account, you can continue to reuse it as much as you’d like.
Who can create a ZipPay account?
Anyone who is over 18 years of age and an Australian citizen may be eligible for a ZipPay account.
What account limits are available with ZipPay?
When a customer applies for an account they are allocated a limit up to $1,000. Account limits available to customers are $250, $500 or $1,000. The customer’s limit is automatically assigned at account creation and determined by our risk and credit lending policy.
What is the minimum repayment required each month?
The minimum payment required each month is $40 (or balance outstanding, if less than $40), however you can set your repayments higher if you wish to pay the purchase off quicker.
How do I make my repayments?
To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like (as long as you pay at least the minimum of $40/month, or balance outstanding).
Additionally, you can make a one-off payment anytime by logging into your ZipPay Digital Wallet and selecting ‘Make a Payment’. Payments can be paid online by debit card, credit card or BPay.
When is my payment due & what costs are involved?
ZipPay will send you a statement at the start of each month outlining any transactions made and balance owing. You will have until the end of the month to pay off your purchases in full to remain fee free. However, a $5 monthly account fee will be chargeable by ZipPay if you do not pay off the balance of your account in full by the due date.
Once you have repaid your balance down to $0, the account will simply remain open waiting for you to use again to make additional purchases with no fees.
What if my account limit does not cover the cost of the purchase?
You will be prompted to make a co-payment before completing the purchase. The co-payment can be made using either a debit or credit card at the time of purchase.
Are there any additional fees charged for using a ZipPay account?
A monthly service fee of $5.00 applies. This fee is waived if the balance is paid by the due date. No balance, no fees.